ZIP Code 13815 — Norwich, New York

The median home in 13815 is valued at $127,200 against a median household income of $59,757, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chenango County, 13815 ranks 13 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 16.8% of median household income (median rent $835 a month), under the 30% cost-burden threshold.

13815 ranks 1,310 of 1,572 statewide on median household income and 1,342 of 1,572 on median home value; its income is below the $63,316 Chenango County median. 66% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 24% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.3%, above the 9.9% statewide ZIP median. Unemployment stands at 7.7%.

With 119 residents per square mile across 108.2 square miles of land, 13815 is less dense than the statewide ZIP median of 197 (rank 886 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.