ZIP Code 13744 — Castle Creek, New York

The median home in 13744 is valued at $119,200 against a median household income of $63,125, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Broome County, 13744 ranks 2 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 17.2% of median household income (median rent $904 a month), under the 30% cost-burden threshold.

13744 ranks 1,218 of 1,572 statewide on median household income and 1,388 of 1,572 on median home value; its income is in line with the $61,623 Broome County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 28.1%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 11.0%.

With 126 residents per square mile across 10.2 square miles of land, 13744 is less dense than the statewide ZIP median of 197 (rank 872 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.