ZIP Code 13862 — Whitney Point, New York

The median home in 13862 is valued at $138,400 against a median household income of $61,623, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Broome County, 13862 ranks 10 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 16.2% of median household income (median rent $833 a month), under the 30% cost-burden threshold.

13862 ranks 1,264 of 1,572 statewide on median household income and 1,289 of 1,572 on median home value; its income is in line with the $61,623 Broome County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 14.5%, above the 9.9% statewide ZIP median. Unemployment stands at 12.2%.

With 71 residents per square mile across 51.4 square miles of land, 13862 is far less dense than the statewide ZIP median of 197 (rank 1,047 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.