ZIP Code 13681 — Richville, New York

The median home in 13681 is valued at $72,800 against a median household income of $46,797, a price-to-income ratio of 1.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saint Lawrence County, 13681 ranks 13 of 35 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 31.1% of median household income (median rent $1,214 a month), above the 30% cost-burden threshold.

13681 ranks 1,496 of 1,572 statewide on median household income and 1,562 of 1,572 on median home value; its income is below the $66,488 Saint Lawrence County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 8% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 20.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 7.1%.

With 28 residents per square mile across 34 square miles of land, 13681 is far less dense than the statewide ZIP median of 197 (rank 1,384 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.