ZIP Code 13630 — De Kalb Junction, New York

The median home in 13630 is valued at $85,100 against a median household income of $67,000, a price-to-income ratio of 1.3. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saint Lawrence County, 13630 ranks 4 of 35 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9.

13630 ranks 1,120 of 1,572 statewide on median household income and 1,541 of 1,572 on median home value; its income is in line with the $66,488 Saint Lawrence County median. 95% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 5.6%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.1%.

With 29 residents per square mile across 45.8 square miles of land, 13630 is far less dense than the statewide ZIP median of 197 (rank 1,379 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.