ZIP Code 13642 — Gouverneur, New York

The median home in 13642 is valued at $116,200 against a median household income of $47,452, a price-to-income ratio of 2.4. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saint Lawrence County, 13642 ranks 30 of 35 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 21.5% of median household income (median rent $851 a month), under the 30% cost-burden threshold.

13642 ranks 1,489 of 1,572 statewide on median household income and 1,411 of 1,572 on median home value; its income is below the $66,488 Saint Lawrence County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 20.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 8.2%.

With 48 residents per square mile across 189.1 square miles of land, 13642 is far less dense than the statewide ZIP median of 197 (rank 1,199 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.