ZIP Code 13492 — Whitesboro, New York

The median home in 13492 is valued at $192,200 against a median household income of $84,543, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oneida County, 13492 ranks 21 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 13.1% of median household income (median rent $920 a month), under the 30% cost-burden threshold.

13492 ranks 694 of 1,572 statewide on median household income and 964 of 1,572 on median home value; its income is in line with the $82,060 Oneida County median. 77% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 37% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.4%, below the 9.9% statewide ZIP median. Unemployment stands at 2.9%.

With 734 residents per square mile across 15.3 square miles of land, 13492 is far denser than the statewide ZIP median of 197 (rank 552 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.