ZIP Code 13403 — Marcy, New York

The median home in 13403 is valued at $207,700 against a median household income of $100,060, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oneida County, 13403 ranks 9 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 14.5% of median household income (median rent $1,209 a month), under the 30% cost-burden threshold.

13403 ranks 462 of 1,572 statewide on median household income and 892 of 1,572 on median home value; its income is above the $82,060 Oneida County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.4%, below the 9.9% statewide ZIP median. Unemployment stands at 5.1%.

With 257 residents per square mile across 27.8 square miles of land, 13403 is denser than the statewide ZIP median of 197 (rank 726 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.