ZIP Code 13413 — New Hartford, New York

The median home in 13413 is valued at $218,900 against a median household income of $91,899, a price-to-income ratio of 2.4. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oneida County, 13413 ranks 26 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 14.8% of median household income (median rent $1,133 a month), under the 30% cost-burden threshold.

13413 ranks 558 of 1,572 statewide on median household income and 834 of 1,572 on median home value; its income is above the $82,060 Oneida County median. 77% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 49% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.6%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 2.8%.

With 878 residents per square mile across 19.3 square miles of land, 13413 is far denser than the statewide ZIP median of 197 (rank 526 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.