ZIP Code 13346 — Hamilton, New York

The median home in 13346 is valued at $222,300 against a median household income of $65,391, a price-to-income ratio of 3.4. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Madison County, 13346 ranks 18 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 20.2% of median household income (median rent $1,099 a month), under the 30% cost-burden threshold.

13346 ranks 1,154 of 1,572 statewide on median household income and 820 of 1,572 on median home value; its income is below the $74,217 Madison County median. 71% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 13.3%, above the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 177 residents per square mile across 35.4 square miles of land, 13346 is less dense than the statewide ZIP median of 197 (rank 800 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.