ZIP Code 13332 — Earlville, New York

The median home in 13332 is valued at $121,600 against a median household income of $74,511, a price-to-income ratio of 1.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chenango County, 13332 ranks 4 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 17.9% of median household income (median rent $1,110 a month), under the 30% cost-burden threshold.

13332 ranks 919 of 1,572 statewide on median household income and 1,370 of 1,572 on median home value; its income is above the $63,316 Chenango County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 29% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 10.9%, above the 9.9% statewide ZIP median. Unemployment stands at 12.1%.

With 48 residents per square mile across 56 square miles of land, 13332 is far less dense than the statewide ZIP median of 197 (rank 1,199 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.