ZIP Code 13355 — Hubbardsville, New York

The median home in 13355 is valued at $180,500 against a median household income of $70,250, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Madison County, 13355 ranks 12 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 14.8% of median household income (median rent $864 a month), under the 30% cost-burden threshold.

13355 ranks 1,037 of 1,572 statewide on median household income and 1,020 of 1,572 on median home value; its income is below the $74,217 Madison County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 3.2%, far below the 9.9% statewide ZIP median and among the lowest in the state.

With 27 residents per square mile across 32.5 square miles of land, 13355 is far less dense than the statewide ZIP median of 197 (rank 1,388 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.