ZIP Code 13148 — Seneca Falls, New York

The median home in 13148 is valued at $129,700 against a median household income of $58,971, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Seneca County, 13148 ranks 3 of 6 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4. Renting takes 18.5% of median household income (median rent $910 a month), under the 30% cost-burden threshold.

13148 ranks 1,325 of 1,572 statewide on median household income and 1,336 of 1,572 on median home value; its income is below the $68,448 Seneca County median. 68% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.6%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.3%.

With 173 residents per square mile across 62.3 square miles of land, 13148 is less dense than the statewide ZIP median of 197 (rank 808 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.