ZIP Code 13117 — Montezuma, New York

The median home in 13117 is valued at $109,100 against a median household income of $42,750, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cayuga County, 13117 ranks 12 of 16 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 16.3% of median household income (median rent $580 a month), under the 30% cost-burden threshold.

13117 ranks 1,519 of 1,572 statewide on median household income and 1,458 of 1,572 on median home value; its income is below the $72,762 Cayuga County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 8% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 4.7%, far below the 9.9% statewide ZIP median and among the lowest in the state.

With 211 residents per square mile across 1 square miles of land, 13117 is denser than the statewide ZIP median of 197 (rank 760 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.