ZIP Code 13021 — Auburn, New York

The median home in 13021 is valued at $169,300 against a median household income of $58,946, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cayuga County, 13021 ranks 15 of 16 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 17.8% of median household income (median rent $874 a month), under the 30% cost-burden threshold.

13021 ranks 1,327 of 1,572 statewide on median household income and 1,091 of 1,572 on median home value; its income is below the $72,762 Cayuga County median. 63% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.2%, far above the 9.9% statewide ZIP median. Unemployment stands at 4.4%.

With 314 residents per square mile across 119.2 square miles of land, 13021 is far denser than the statewide ZIP median of 197 (rank 681 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.