ZIP Code 13115 — Minetto, New York

The median home in 13115 is valued at $137,500 against a median household income of $71,172, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13115 ranks 9 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 20.0% of median household income (median rent $1,188 a month), under the 30% cost-burden threshold.

13115 ranks 1,009 of 1,572 statewide on median household income and 1,296 of 1,572 on median home value; its income is in line with the $71,172 Oswego County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 29% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 22.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.0%.

With 743 residents per square mile across 0.3 square miles of land, 13115 is far denser than the statewide ZIP median of 197 (rank 551 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.