ZIP Code 13033 — Cato, New York

The median home in 13033 is valued at $166,300 against a median household income of $80,234, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cayuga County, 13033 ranks 5 of 16 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 14.2% of median household income (median rent $950 a month), under the 30% cost-burden threshold.

13033 ranks 775 of 1,572 statewide on median household income and 1,113 of 1,572 on median home value; its income is above the $72,762 Cayuga County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.2%, in line with the 9.9% statewide ZIP median. Unemployment stands at 5.0%.

With 60 residents per square mile across 61.2 square miles of land, 13033 is far less dense than the statewide ZIP median of 197 (rank 1,102 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.