ZIP Code 13074 — Hannibal, New York

The median home in 13074 is valued at $137,300 against a median household income of $73,681, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13074 ranks 8 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 18.0% of median household income (median rent $1,105 a month), under the 30% cost-burden threshold.

13074 ranks 946 of 1,572 statewide on median household income and 1,297 of 1,572 on median home value; its income is in line with the $71,172 Oswego County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 11% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 14.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 7.7%.

With 106 residents per square mile across 42.3 square miles of land, 13074 is less dense than the statewide ZIP median of 197 (rank 919 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.