ZIP Code 12979 — Rouses Point, New York

The median home in 12979 is valued at $180,500 against a median household income of $47,135, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Clinton County, 12979 ranks 20 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 18.6% of median household income (median rent $731 a month), under the 30% cost-burden threshold.

12979 ranks 1,491 of 1,572 statewide on median household income and 1,020 of 1,572 on median home value; its income is below the $71,842 Clinton County median. 54% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.7%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.5%.

With 605 residents per square mile across 4.2 square miles of land, 12979 is far denser than the statewide ZIP median of 197 (rank 573 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.