ZIP Code 12919 — Champlain, New York

The median home in 12919 is valued at $170,800 against a median household income of $77,072, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Clinton County, 12919 ranks 12 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 16.1% of median household income (median rent $1,032 a month), under the 30% cost-burden threshold.

12919 ranks 854 of 1,572 statewide on median household income and 1,078 of 1,572 on median home value; its income is above the $71,842 Clinton County median. 74% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 24% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.2%, above the 9.9% statewide ZIP median. Unemployment stands at 6.6%.

With 75 residents per square mile across 37.4 square miles of land, 12919 is far less dense than the statewide ZIP median of 197 (rank 1,032 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.