ZIP Code 12962 — Morrisonville, New York

The median home in 12962 is valued at $169,000 against a median household income of $67,511, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Clinton County, 12962 ranks 14 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 18.2% of median household income (median rent $1,026 a month), under the 30% cost-burden threshold.

12962 ranks 1,104 of 1,572 statewide on median household income and 1,094 of 1,572 on median home value; its income is below the $71,842 Clinton County median. 85% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 24% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.3%, in line with the 9.9% statewide ZIP median. Unemployment stands at 1.3%.

With 134 residents per square mile across 38.3 square miles of land, 12962 is less dense than the statewide ZIP median of 197 (rank 856 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.