ZIP Code 12759 — Loch Sheldrake, New York

The median home in 12759 is valued at $77,500 against a median household income of $60,656, a price-to-income ratio of 1.3. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12759 ranks 1 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 22.7% of median household income (median rent $1,148 a month), under the 30% cost-burden threshold.

12759 ranks 1,290 of 1,572 statewide on median household income and 1,558 of 1,572 on median home value; its income is below the $73,919 Sullivan County median. 51% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 33.5%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 3.9%.

With 471 residents per square mile across 3.9 square miles of land, 12759 is far denser than the statewide ZIP median of 197 (rank 614 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.