ZIP Code 12446 — Kerhonkson, New York

The median home in 12446 is valued at $274,200 against a median household income of $83,344, a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Ulster County, 12446 ranks 16 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 16.6% of median household income (median rent $1,151 a month), under the 30% cost-burden threshold.

12446 ranks 712 of 1,572 statewide on median household income and 673 of 1,572 on median home value; its income is in line with the $84,141 Ulster County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.8%, in line with the 9.9% statewide ZIP median. Unemployment stands at 4.6%.

With 78 residents per square mile across 67.4 square miles of land, 12446 is far less dense than the statewide ZIP median of 197 (rank 1,023 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.