ZIP Code 12461 — Olivebridge, New York

The median home in 12461 is valued at $404,200 against a median household income of $95,545, a price-to-income ratio of 4.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Ulster County, 12461 ranks 28 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 26.1% of median household income (median rent $2,077 a month), under the 30% cost-burden threshold.

12461 ranks 513 of 1,572 statewide on median household income and 463 of 1,572 on median home value; its income is above the $84,141 Ulster County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 50% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 15.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 20.3%.

With 78 residents per square mile across 18.4 square miles of land, 12461 is far less dense than the statewide ZIP median of 197 (rank 1,023 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.