ZIP Code 12420 — Cragsmoor, New York
📍 ZIP code 12420 is in Cragsmoor, Ulster County, New York.
ZIP code 12420 is located in Cragsmoor, Ulster County, New York. It is a standard zip code in the Eastern Time Zone with an estimated population of 435. The area code for zip code 12420 is 845.
ZIP Code 12420 Demographics
Population
Income & Economy
Housing
Education
Population and demographic data sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code routing data sourced from the United States Postal Service (USPS).
Affordability & Profile: ZIP 12420 in Context
The median home in 12420 is valued at $206,000 against a median household income of $108,250, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Ulster County, 12420 ranks 2 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8.
12420 ranks 382 of 1,572 statewide on median household income and 902 of 1,572 on median home value; its income is above the $84,141 Ulster County median. 100% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median,
With 161 residents per square mile across 2.7 square miles of land, 12420 is less dense than the statewide ZIP median of 197 (rank 824 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.
Ratios and ranks are computed from the ACS figures above across the 1,572 New York ZIP codes with published housing data. See the 2026 New York affordability report for the statewide analysis and the methodology for definitions.
Nearby Zip Codes
Cities & Places Served
ZIP code 12420 primarily serves Cragsmoor in Ulster County, New York.