ZIP Code 12064 — East Worcester, New York

The median home in 12064 is valued at $100,000 against a median household income of $69,792, a price-to-income ratio of 1.4. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Otsego County, 12064 ranks 1 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4.

12064 ranks 1,048 of 1,572 statewide on median household income and 1,497 of 1,572 on median home value; its income is in line with the $69,792 Otsego County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 2.6%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 12.8%.

With 35 residents per square mile across 9 square miles of land, 12064 is far less dense than the statewide ZIP median of 197 (rank 1,312 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.