ZIP Code 13488 — Westford, New York

The median home in 13488 is valued at $90,000 against a median household income of $61,250, a price-to-income ratio of 1.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Otsego County, 13488 ranks 2 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4.

13488 ranks 1,273 of 1,572 statewide on median household income and 1,527 of 1,572 on median home value; its income is below the $69,792 Otsego County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 6.2%, below the 9.9% statewide ZIP median. Unemployment stands at 4.7%.

With 27 residents per square mile across 4.8 square miles of land, 13488 is far less dense than the statewide ZIP median of 197 (rank 1,388 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.