ZIP Code 12149 — Richmondville, New York

The median home in 12149 is valued at $147,300 against a median household income of $58,750, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Schoharie County, 12149 ranks 6 of 17 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 16.7% of median household income (median rent $818 a month), under the 30% cost-burden threshold.

12149 ranks 1,331 of 1,572 statewide on median household income and 1,234 of 1,572 on median home value; its income is below the $70,938 Schoharie County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.0%, in line with the 9.9% statewide ZIP median. Unemployment stands at 4.9%.

With 49 residents per square mile across 44.4 square miles of land, 12149 is far less dense than the statewide ZIP median of 197 (rank 1,189 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.