ZIP Code 12053 — Delanson, New York

The median home in 12053 is valued at $258,600 against a median household income of $99,831, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Schenectady County, 12053 ranks 5 of 13 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 9.5% of median household income (median rent $788 a month), under the 30% cost-burden threshold.

12053 ranks 468 of 1,572 statewide on median household income and 715 of 1,572 on median home value; its income is above the $80,583 Schenectady County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 9.3%, below the 9.9% statewide ZIP median. Unemployment stands at 5.1%.

With 77 residents per square mile across 56.4 square miles of land, 12053 is far less dense than the statewide ZIP median of 197 (rank 1,026 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.