ZIP Code 11961 — Ridge, New York

The median home in 11961 is valued at $402,600 against a median household income of $86,134, a price-to-income ratio of 4.7. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Suffolk County, 11961 ranks 59 of 95 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 27.6% of median household income (median rent $1,984 a month), under the 30% cost-burden threshold.

11961 ranks 657 of 1,572 statewide on median household income and 465 of 1,572 on median home value; its income is below the $128,844 Suffolk County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 3.7%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.3%.

With 829 residents per square mile across 15 square miles of land, 11961 is far denser than the statewide ZIP median of 197 (rank 542 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.