ZIP Code 11778 — Rocky Point, New York

The median home in 11778 is valued at $410,900 against a median household income of $119,656, a price-to-income ratio of 3.4. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Suffolk County, 11778 ranks 7 of 95 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 19.5% of median household income (median rent $1,948 a month), under the 30% cost-burden threshold.

11778 ranks 288 of 1,572 statewide on median household income and 453 of 1,572 on median home value; its income is below the $128,844 Suffolk County median. 94% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 2.3%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.3%.

With 1,928 residents per square mile across 6.7 square miles of land, 11778 is far denser than the statewide ZIP median of 197 (rank 419 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.