ZIP Code 11764 — Miller Place, New York

The median home in 11764 is valued at $589,400 against a median household income of $142,344, a price-to-income ratio of 4.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Suffolk County, 11764 ranks 43 of 95 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 10.3% of median household income (median rent $1,221 a month), under the 30% cost-burden threshold.

11764 ranks 162 of 1,572 statewide on median household income and 313 of 1,572 on median home value; its income is above the $128,844 Suffolk County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.3%, below the 9.9% statewide ZIP median. Unemployment stands at 6.7%.

With 1,362 residents per square mile across 9.2 square miles of land, 11764 is far denser than the statewide ZIP median of 197 (rank 460 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.