ZIP Code 10805 — New Rochelle, New York

The median home in 10805 is valued at $338,100 against a median household income of $89,964, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Westchester County, 10805 ranks 16 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 26.9% of median household income (median rent $2,018 a month), under the 30% cost-burden threshold.

10805 ranks 592 of 1,572 statewide on median household income and 548 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 43% of households own their home, below the 80% statewide ZIP median, so most residents rent. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.8%, in line with the 9.9% statewide ZIP median. Unemployment stands at 7.0%.

With 12,488 residents per square mile across 1.7 square miles of land, 10805 is far denser than the statewide ZIP median of 197 (rank 164 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.