ZIP Code 10803 — Pelham, New York

The median home in 10803 is valued at $961,300 against a median household income of $212,288, a price-to-income ratio of 4.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10803 ranks 35 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 12.7% of median household income (median rent $2,242 a month), under the 30% cost-burden threshold.

10803 ranks 28 of 1,572 statewide on median household income and 89 of 1,572 on median home value; its income is above the $148,390 Westchester County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 74% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 2.6%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.2%.

With 5,953 residents per square mile across 2.2 square miles of land, 10803 is far denser than the statewide ZIP median of 197 (rank 251 of 1,572). This is predominantly single-family residential with suburban street patterns.