ZIP Code 10801 — New Rochelle, New York

The median home in 10801 is valued at $555,000 against a median household income of $83,534, a price-to-income ratio of 6.6. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Westchester County, 10801 ranks 66 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 25.0% of median household income (median rent $1,742 a month), under the 30% cost-burden threshold.

10801 ranks 708 of 1,572 statewide on median household income and 334 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 39% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 43% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 14.6%, above the 9.9% statewide ZIP median. Unemployment stands at 7.0%.

With 12,348 residents per square mile across 3.4 square miles of land, 10801 is far denser than the statewide ZIP median of 197 (rank 165 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.