ZIP Code 10704 — Yonkers, New York

The median home in 10704 is valued at $508,100 against a median household income of $110,097, a price-to-income ratio of 4.6. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10704 ranks 38 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 20.7% of median household income (median rent $1,898 a month), under the 30% cost-burden threshold.

10704 ranks 364 of 1,572 statewide on median household income and 361 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 63% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 37% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 10.8%, above the 9.9% statewide ZIP median. Unemployment stands at 8.0%.

With 11,794 residents per square mile across 2.7 square miles of land, 10704 is far denser than the statewide ZIP median of 197 (rank 169 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.