ZIP Code 10541 — Mahopac, New York

The median home in 10541 is valued at $472,600 against a median household income of $133,929, a price-to-income ratio of 3.5. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Putnam County, 10541 ranks 4 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.5. Renting takes 17.6% of median household income (median rent $1,967 a month), under the 30% cost-burden threshold.

10541 ranks 195 of 1,572 statewide on median household income and 390 of 1,572 on median home value; its income is above the $125,961 Putnam County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 43% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 3.0%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.2%.

With 1,054 residents per square mile across 24.8 square miles of land, 10541 is far denser than the statewide ZIP median of 197 (rank 499 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.