ZIP Code 10505 — Baldwin Place, New York

The median home in 10505 is valued at $859,500 against a median household income of $145,250, a price-to-income ratio of 5.9. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10505 ranks 59 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 11.5% of median household income (median rent $1,398 a month), under the 30% cost-burden threshold.

10505 ranks 152 of 1,572 statewide on median household income and 122 of 1,572 on median home value; its income is in line with the $148,390 Westchester County median. 69% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 64% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 1.8%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.9%.

With 1,619 residents per square mile across 0.8 square miles of land, 10505 is far denser than the statewide ZIP median of 197 (rank 438 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.