ZIP Code 10589 — Somers, New York

The median home in 10589 is valued at $521,200 against a median household income of $123,293, a price-to-income ratio of 4.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10589 ranks 27 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 34.1% of median household income (median rent $3,501 a month), above the 30% cost-burden threshold.

10589 ranks 255 of 1,572 statewide on median household income and 351 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 66% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.5%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.8%.

With 1,038 residents per square mile across 7 square miles of land, 10589 is far denser than the statewide ZIP median of 197 (rank 503 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.