ZIP Code 10601 — White Plains, New York

The median home in 10601 is valued at $396,800 against a median household income of $90,733, a price-to-income ratio of 4.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10601 ranks 31 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 26.1% of median household income (median rent $1,975 a month), under the 30% cost-burden threshold.

10601 ranks 577 of 1,572 statewide on median household income and 471 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 38% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 56% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 18.7%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.4%.

With 18,100 residents per square mile across 0.6 square miles of land, 10601 is far denser than the statewide ZIP median of 197 (rank 134 of 1,572). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.