ZIP Code 10507 — Bedford Hills, New York

The median home in 10507 is valued at $628,500 against a median household income of $106,213, a price-to-income ratio of 5.9. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10507 ranks 58 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 21.2% of median household income (median rent $1,877 a month), under the 30% cost-burden threshold.

10507 ranks 396 of 1,572 statewide on median household income and 267 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 65% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 45% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.4%, below the 9.9% statewide ZIP median. Unemployment stands at 6.1%.

With 817 residents per square mile across 7.4 square miles of land, 10507 is far denser than the statewide ZIP median of 197 (rank 543 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.