ZIP Code 10549 — Mount Kisco, New York

The median home in 10549 is valued at $652,800 against a median household income of $122,327, a price-to-income ratio of 5.3. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10549 ranks 50 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 16.5% of median household income (median rent $1,686 a month), under the 30% cost-burden threshold.

10549 ranks 266 of 1,572 statewide on median household income and 242 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 74% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 60% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.4%, below the 9.9% statewide ZIP median. Unemployment stands at 3.9%.

With 830 residents per square mile across 19.1 square miles of land, 10549 is far denser than the statewide ZIP median of 197 (rank 541 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.