ZIP Code 10314 — Staten Island, New York

The median home in 10314 is valued at $665,500 against a median household income of $104,655, a price-to-income ratio of 6.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Richmond County, 10314 ranks 7 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.3. Renting takes 19.8% of median household income (median rent $1,726 a month), under the 30% cost-burden threshold.

10314 ranks 410 of 1,572 statewide on median household income and 226 of 1,572 on median home value; its income is in line with the $101,201 Richmond County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 37% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 10.1%, in line with the 9.9% statewide ZIP median. Unemployment stands at 4.8%.

With 7,195 residents per square mile across 13 square miles of land, 10314 is far denser than the statewide ZIP median of 197 (rank 225 of 1,572). This is predominantly single-family residential with suburban street patterns.