ZIP Code 10302 — Staten Island, New York

The median home in 10302 is valued at $586,300 against a median household income of $76,089, a price-to-income ratio of 7.7. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Richmond County, 10302 ranks 10 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.3. Renting takes 28.4% of median household income (median rent $1,800 a month), under the 30% cost-burden threshold.

10302 ranks 882 of 1,572 statewide on median household income and 317 of 1,572 on median home value; its income is below the $101,201 Richmond County median. 57% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 29% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 20.0%, far above the 9.9% statewide ZIP median. Unemployment stands at 8.3%.

With 16,411 residents per square mile across 1.2 square miles of land, 10302 is far denser than the statewide ZIP median of 197 (rank 140 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.