ZIP Code 10312 — Staten Island, New York

The median home in 10312 is valued at $698,900 against a median household income of $111,434, a price-to-income ratio of 6.3. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Richmond County, 10312 ranks 6 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.3. Renting takes 20.6% of median household income (median rent $1,911 a month), under the 30% cost-burden threshold.

10312 ranks 351 of 1,572 statewide on median household income and 198 of 1,572 on median home value; its income is above the $101,201 Richmond County median. 82% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.4%, below the 9.9% statewide ZIP median. Unemployment stands at 3.6%.

With 9,180 residents per square mile across 6.9 square miles of land, 10312 is far denser than the statewide ZIP median of 197 (rank 192 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.