ZIP Code 10309 — Staten Island, New York

The median home in 10309 is valued at $745,500 against a median household income of $123,638, a price-to-income ratio of 6.0. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Richmond County, 10309 ranks 5 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.3. Renting takes 18.5% of median household income (median rent $1,907 a month), under the 30% cost-burden threshold.

10309 ranks 250 of 1,572 statewide on median household income and 172 of 1,572 on median home value; its income is above the $101,201 Richmond County median. 79% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.0%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.5%.

With 4,783 residents per square mile across 7.3 square miles of land, 10309 is far denser than the statewide ZIP median of 197 (rank 277 of 1,572). This is predominantly single-family residential with suburban street patterns.