ZIP Code 10304 — Staten Island, New York

The median home in 10304 is valued at $659,900 against a median household income of $71,506, a price-to-income ratio of 9.2. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Richmond County, 10304 ranks 12 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.3. Renting takes 25.4% of median household income (median rent $1,516 a month), under the 30% cost-burden threshold.

10304 ranks 996 of 1,572 statewide on median household income and 233 of 1,572 on median home value; its income is below the $101,201 Richmond County median. 49% of households own their home, below the 80% statewide ZIP median, so most residents rent. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 17.8%, far above the 9.9% statewide ZIP median. Unemployment stands at 4.5%.

With 13,098 residents per square mile across 3.5 square miles of land, 10304 is far denser than the statewide ZIP median of 197 (rank 160 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.