ZIP Code 10035 — New York, New York

The median home in 10035 is valued at $663,500 against a median household income of $40,556, a price-to-income ratio of 16.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within New York County, 10035 ranks 38 of 41 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.8. Renting takes 38.0% of median household income (median rent $1,283 a month), above the 30% cost-burden threshold.

10035 ranks 1,528 of 1,572 statewide on median household income and 228 of 1,572 on median home value; its income is far below the $132,518 New York County median. 10% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 37.2%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 11.8%.

With 27,916 residents per square mile across 1.4 square miles of land, 10035 is far denser than the statewide ZIP median of 197 (rank 109 of 1,572). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.