ZIP Code 10454 — Bronx, New York

The median home in 10454 is valued at $780,800 against a median household income of $27,500, a price-to-income ratio of 28.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Bronx County, 10454 ranks 24 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.7. Renting takes 46.4% of median household income (median rent $1,064 a month), above the 30% cost-burden threshold.

10454 ranks 1,567 of 1,572 statewide on median household income and 158 of 1,572 on median home value; its income is below the $47,215 Bronx County median. 6% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 42.8%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 15.1%.

With 36,698 residents per square mile across 1.1 square miles of land, 10454 is far denser than the statewide ZIP median of 197 (rank 88 of 1,572). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.