How many zip codes does Schenectady, New York have?

Schenectady, New York has 11 zip codes in this directory: 11 standard delivery ZIPs.

What is the main zip code for Schenectady, New York?

12309 is the most populous Schenectady ZIP code in Census data with about 32,996 residents.

What is the area code for Schenectady, New York?

Schenectady, New York uses area code 518.

What time zone is Schenectady, New York in?

Schenectady, New York is in the Eastern Time Zone.

Schenectady, New York Zip Codes

Q: What county is Schenectady, New York in?

Schenectady is in Schenectady County, New York.

📍 Schenectady is in Schenectady County, New York with 11 zip codes; the most populous is 12309.

City

Schenectady

County

Schenectady

Zip Codes

Area Code

518

Schenectady is a USPS city name in Schenectady County, New York with a Census population of approximately 169,777 across its ZIP codes. Schenectady County as a whole has 17 ZIP codes in this directory. Below you'll find every zip code serving Schenectady with population, income and home value, a map, and the city's affordability profile.

Population and demographic data sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code routing data sourced from the United States Postal Service (USPS).

All Schenectady Zip Codes

ZIP Code	City	County	Population	Median Income	Median Home	Details
12301	Schenectady	Schenectady	—	—	—	View →
12302	Schenectady	Schenectady	27,470	$94,156	$240,700	View →
12303	Schenectady	Schenectady	29,989	$77,615	$227,500	View →
12304	Schenectady	Schenectady	22,027	$67,688	$171,500	View →
12305	Schenectady	Schenectady	7,764	$50,308	$162,500	View →
12306	Schenectady	Schenectady	27,569	$80,583	$212,700	View →
12307	Schenectady	Schenectady	7,977	$33,191	$95,900	View →
12308	Schenectady	Schenectady	13,985	$59,789	$180,100	View →
12309	Schenectady	Schenectady	32,996	$119,830	$301,100	View →
12325	Schenectady	Schenectady	—	—	—	View →
12345	Schenectady	Schenectady	—	—	—	View →

Schenectady at a Glance

Residents (ZIPs with data)

169,777

Median household income

$72,652

Median home value

$196,400

Price-to-income ratio

2.8

Median rent

$1,140

Owner-occupied

65%

Bachelor's degree+

32%

Poverty rate

16.4%

Schenectady has 11 ZIP codes in this directory: 11 standard delivery ZIPs. The 8 ZIPs with published Census housing data cover 169,777 residents, the largest being 12309 with 32,996 people.

The median ZIP in Schenectady has a household income of $72,652 and a home value of $196,400, a price-to-income ratio of 2.8, in line with the 2.9 New York ZIP median. The highest median income is in 12309 at $119,830. Median rent across these ZIPs is $1,140 a month.

65% of households in the typical Schenectady ZIP own their home (statewide ZIP median 80%). 32% of adults hold a bachelor's degree, in line with the 31% statewide median. The median poverty rate is 16.4%, far above the 9.9% statewide ZIP median. Overall density is about 1,289 residents per square mile across 132 square miles of ZIP land area.

Medians are taken across the ZIP codes listed below (each ZIP weighted equally); PO Box and no-data ZIPs are excluded. Definitions on the methodology page; statewide comparisons in the 2026 New York ZIP Code Affordability Report.